BIRDMEARS MAZDA VOLVO

6027 SPUR 327  LUBBOCK, TX  79424                     

(806)747-2931   (800)692-4497                            

                                                                                                                                                  MAZDA      VOLVO          

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Privacy Notice

In connection with your transaction, James Mears Mazda Volvo  may obtain information about you as described in this notice, which we handle as stated in this notice. This does not apply to information obtained in a non-financial transaction.


We collect non-public personal information about you from the following sources:
     Information we receive from you on applications or other forms in

     connection with a financial transaction;

     Information about your transactions with us, our affiliates or others;

     And information we receive from a consumer reporting agency.

We may disclose all of the information we collect about you as described above, while you are a consumer, customer, or former customer, to our affiliates and to non-affiliated third parties.

We may disclose nonpublic personal information about you, while you are a consumer, customer, or former customer, to the following types of third parties:
     Financial service providers, such as [provide illustrative examples];
     Non-financial companies, such as [provide illustrative examples, such

     as "market research firms", "automobile manufactures"]; and,
     Others, such as [provide illustrative examples].

We may also disclose non-public personal information about you to nonaffiliated third parties as permitted by law.

If you prefer that we not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of those disclosures; that is, you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of disclosures to nonaffiliated third parties, you may check the box on the Opt Out Reply Form below and mail it to the following address: James Mears Mazda Volvo  6027 Spur 327 Lubbock, TX  79424.  We will consider an Opt Out by a joint account holder as an Opt Out for all associated account holders.

We may also disclose, while you are a consumer, customer, or former customer, any information we collect about you to companies that perform marketing services or other functions on our behalf or to other financial institutions with whom we have joint marketing agreements. This disclosure is permitted by law; there is no opt out opportunity available.

We may disclose nonpublic personal information about you, while you are a consumer, customer, or former customer, to the following types of affiliates: [Describe affiliates by categories. Provide illustrative examples.]

We restrict access to non-public personal information about you to [provide an appropriate description, such as 'those employees who need to know that information to provide products or services to you"]. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-pu
blic personal information.